T O P
wrongsuspenders

Global Entry Renewal: I went to the GOES website and updated all my data, submitted it, received full approval 1 day later. Charged it to my CSR, was reimbursed immediately upon posting of the charge.


xyzzy321

DP for Southwest (SW WN) Companion Pass (CP) January - February 2022- Booked two one-way flights during the eligibility period with cash, flew the second of the two last week. Called them today to confirm if I have successfully fulfilled the requirements and they said yes. They said that initially they were sending people emails confirming eligibility for Jan-Feb CP but now their process is that they will send an email on 1/1/2022 and then I can add a companion using the link. And then at the end they said that I may still receive an email confirming eligibility ~10 days after my second flight but I may not. Hope this helps others in a similar position as me. Used all keywords I could think of for those who'd use churning.io.


mikep4

40k/3k retention offer for personal plat. Still renewed at $550 this year so accepted. Should have $150 corp card credit coming in 8-12 weeks also. Tried for higher offer based on DPs here and was told over chat nothing better available. Minimal spend on card besides plat credits/other amex offers.


pasta22

There were some previous comments I read that suggested the 48 month clock for Sapphire eligibility started when your bonus goes pending, not when the statement it’s earned on closes. Not the case for me. Completed the spend for my last CSP bonus on 10/31/2017 on a statement that closed 11/18/2017. Went in branch today 11/8/2021 for the 100k CSP and it wasn’t showing as an option for the banker to select.


Milehoarder

When that happens, ask the banker to create a new profile. Worked for me when they did that


Milehoarder

Amex personal platinum retention offer, 650 credit for 4k spend. Year 2, chatted before annual fee hit. Amex green biz retention offer, 75 credit for no spend.


ZDDP1273

Did you take them?


Milehoarder

Sorry for the late response. I did take them.


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onlyAlcibiades

$100 SC, damn those previous were stingy


ZDDP1273

Same DP for me except this was first time checking for retention. Card opened last Oct and AF was due to be paid tomorrow.


TheJohnWickening

Nice! When did you ask for the other retention offers that were garbage?


Engage_Afterchurners

Unsuccessful attempt to PC Alaska Personal to a Customized Cash Rewards. The rep said that the rules to PC were met and “filled out the application” but when it was sent to the system for review it was denied. I was only offered the Travel Rewards card, which I declined as I already have a CSP and BBP. Ended up closing the card. The Alaska card was opened in Jan 2019 and had minimal spend beyond the initial SUB and occasional spend promotion bonus, and I’ve seen successful DPs of PC AS to CCR so it may be YMMV depending on age of account or level of spend.


Mcnst

Called Chase CSR, to PC to Freedom, asked if there's any retentions, guy says an offer is available! Have to call Mon to Fri 8 to 8 ET. Checked other cards, says available for the other CSR card, too, and IHG Club Select, as well! Nothing on Hyatt or the IHG card with no fee. Also, got a $50 SC on a Marriott card a few weeks ago. Surprisingly, when called earlier this week about offers on the other CSR, was told no offers. Would it be safe to check all the cards with retentions on a single call? Does it make any sense to renew both CSRs if they do offer retention on both? If it's less than $150, seems pointless to have a second one; I PC'ed both last year because of the grocery categories.


stealthytaco

Was the $50 SC on the Bonvoy Bold or Boundless? I check retention on all cards in a single call if they are renewing or close to renewal.


Mcnst

Neither one? It was the discontinued Bonvoy Premier.


arnoldpettybunk

Registered an old BofA Amex to the Shop Small Promotion using the link on [Doc](https://www.doctorofcredit.com/ymmv-amex-offers-shop-small-spend-10-get-10-back-up-to-5x-50-total-free/). Even though the card is now a Bank of America 1.5% cash rewards Visa, I was able to register, use the card, and get the $10 credit on a test purchase. Got the Amex email right away and credit posted to by BofA account a few days later.


carpethediem5

Small DP - Citi AA biz card spend offer sent to my email today: Earn 5x AA miles up to 2,500 miles thru 01/31/22 on, for me, consumer electronic stores and home improvement stores.


Hawks140

Also received a Citi spend offer yesterday, on my Double Cash card. Earn an extra 4% (6% total) on online purchases, up to an extra $25, through 1/31/22. I actually received the same spend promo on the Double Cash in the beginning of May.


cexpertWV

PSECU Founders Card. 8/12, 12/24. Approved after 2 years W-2 and 2 paystubs. $30k limit.


halfwise

An unfortunate update to a DP from last week: M&T Bank EZChoice $150 bonus. - 10/26: Push 500.01 from Amex Personal Savings. - 10/27: $150 bonus posted - 11/2: -$150 "Cash Bonus Reversal"


TheJohnWickening

Amex Biz Green Rewards Retention offer Offer: $150 statement credit Chat/Phone?: phone Annual fee post date: Not posted, will post in 2 weeks ($95) Approximate yearly/monthly spend: $10/month after MSR Previous Offer?: earlier in the conversation CSR offered 5k MR now, 5k MR after $3k spend. Took the statement credit. $55 profit.


tehflip449

P2 Jet Blue Biz approval (2nd time). 9/24, 0/3, 4/6. TU 5/12 HPS. prior app denied for x/3 and x/6. Prior card closed 03/2021


caseyrobinson2

was it instant approval


tehflip449

3 days for approval. No recon needed.


AdventurersClub

Asked Amex to change the payment due date of my Plat from the 30th to the 19th, expecting I would get a short cycle. Got a long one instead. Previous statement closed Aug 30, then the next statement after that didn't close until Oct 25!


isaacides

I've been using this for a couple years to delay new Amex cards from posting for ~3 months


sexy_kitten7

For future ref, I'd guess that 99% of the time banks will go long, not short. I don't think I've ever had a short cycle (I always sync to the first week).


Oblivion______

True for most banks except Chase lately. That date change on a Chase card would’ve led to a short cycle.


bigheadsoftbody

Instant approved for Citi Premier $12,700 CL. 0/6, 1/12. Pulled Experian: 823. My first Citi card since DC, which I applied for in 2016, I also have a Citi savings account with a decent sum parked in it for the next 6 months for a SUB.


Judgm3nt

Spoke to Hyatt support about extending a free night award I have that is set to expire on 1/8/22. I was told they couldn't extend it at the moment, but specifically to request again on the first week of January.


ultima1118

Asked for retention on Amex BizPlat over chat. Got a $300 Statement credit offer, no spend. Not as high as other DPs I've seen, but I took it. I more than break even with the Dell credits and the airline fee credit.


onlyAlcibiades

just rejected this


quantsavant

So jealous! I did multiple phone calls and got transferred to multiple small business reps with no luck. Gratz!


I_reddit_like_this

If you already have the Amex Hilton Surpass card and then get the business Surpass you do not get an additional 10 Priority Pass visits


Gregcc123

? With other Amex cards, you add the priority pass benefit to the second Amex card and they send you a new priority pass card. You’d have to set up a second account with priority pass too.


hucareshokiesrul

Applied for one of the no AF Chase Ink cards as a sole prop and was denied in July. Reason given was “business structure.” Applied today for SW Performance business card and was instantly approved. I reduced the credit limits on my personal cards in the interim. Maybe that had something to do with it.


Gregcc123

Maybe I’m confusing something, but Isn’t there something about your CL not exceeding 50% of your reported income?


hucareshokiesrul

Yeah, but I don’t think mine exceeded it, at least not my combined household income. They didn’t mention it when they declined me.


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hucareshokiesrul

All it said was “business structure.” I didn’t call recon


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caseyrobinson2

did you try applying for ink again? Ink might have different criteria than the SW


OnTheUtilityOfPants

What was your biz category for each app?


hucareshokiesrul

Education services. Tutoring


carpethediem5

I got an Amex offer - Spend $51,000+, get 102,000 MR, up to 3 times. On both P1 and P2 biz plats. That’s over $300K spend at 3x. Trying times for an OCD churner like myself 😂


Rammiek

Where did u find it..email or banner after logging in or amex offer


carpethediem5

Amex offer. No other notification.


Rammiek

Ty. I guess if you are spending on bbp, this offer is nothing special i guess.


carpethediem5

This is 3x on most stuff: 1x base MR on biz plat + 2x. So, this is 1x more, since bbp is 2x :)


Judgm3nt

Nice. Do you know if that just popped up for you today?


carpethediem5

Today for P2, about a week or so ago, for P1.


bunintheoven2

102,000???? God. I got spend $21K for 5,500MR.


carpethediem5

Omg, what offer were you working on?


bunintheoven2

This was on a biz plat. I took it, cause I’m also doing a +4 referral & 10 employee cards at the moment, but never would have otherwise ($55.00 for spending $21,000.00? Shit offer)


carpethediem5

Ok good, because $55.00 for spending $21,000.00 is not an offer, it’s a ripoff 😂


bunintheoven2

100%. Stacked with the rest, meh fine lol


Econ0mist

~~Correction: Fluz Amazon GC did trigger Shop Small on Propel, just took a couple days and I never got an email from Amex about it.~~ Correction: Buying Swagbucks counted toward ShopSmall, not Fluz


wdcvvv

Interesting dp. A couple weeks ago I used my plat to buy Amazon GC from Fluz and it didn’t trigger shop small bonus. Do you mind sharing what was the name of the merchant? Mine was FLUZ FLUZ LLC


Econ0mist

~~The charge was pending as FLUZ FLUZ LLC but posted as BT \* FLUZAPP \* AMAZON~~ Was mistaken, Swagbucks counted as ShopSmall, not Fluz.


wdcvvv

Thanks for the reply. FLUZ seems to have a few varieties and only some of them triggers shop small bonus, and they also seem to change from time to time. 🤦‍♂️


hythloth

Asked over chat for retention offer on Amex Plat. Got an offer of 60K MR points for $4K MSR in three months. Took the offer.


ZinCO17

I was offered $650 for $4k today, prior to AF posting. Took it because I don't really have a plan for all the MR's I'm accumulating.


Gregcc123

Was this originally a resy plat?


hythloth

No


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hythloth

Retention


anon2588

I'll be calling in about a month so good to know thanks!


JayJayHI2000

Got 40k/$3k spend yesterday. I'm really curious how they determine who gets which offers-- there are data points all over the place, but nothing that I have been able to figure out any kind of pattern for. Held for 3 years, was not even close to my fee date, and I spend maybe $100-200/month on it unless I get some good offers.


stillwaters23

Same a couple weeks ago on Schwab plat.


NiceGrammarBot

When is your AF due?


hythloth

It posted on Monday


garage_cleaner

Nice 60k! I got 40k MR for $4k/3months for personal plat.


creativey

I got 40k MR with the same $4k spend.


e1tm

40k/3k/3months here for Personal Plat


3_wood

Anyone know how capital one stipulates previous card holders? I see the new capital one venture X card with 100k sign up bonus but I currently have a venture card


doodler1977

got email from PSECU inviting me to apply for their CC. Applied, had to provide 2 recent paystubs and 2 years worth of W2's to verify income. Applied Tuesday, uploaded docs Tuesday afternoon, still pending...


cexpertWV

Did you get approved? Similar timeframe and request here, ended up with $30k limit!


doodler1977

yes! just this morning got the email. no mention of CL, tho. it always freaks me out when i get these credit card notices from Credit Unions telling me i've "been approved for a loan" - i always think i've had my identity stolen edit: just logged into PSECU, and it's there, and....$30K CL! Huzzah. it occurs to me just now: i haven't gotten any CreditMonitoring notices about a hard pull. do we think they pulled credit for this? It's been a couple months since i opened my PSECU account, i can't imagine they're relying on the same pull. But maybe that's why i had to provide the paperwork


caseyrobinson2

how long did it take before approval and did they ask for paystubs


doodler1977

couple days, and yes, they wanted 2 recent paystubs and last 2 year's W2's


cexpertWV

This was my first app and I did have pulls plus the verification. Congrats!!


onlyAlcibiades

and $300 SUB


TeflonBillyPrime

Discover just push out 2022 5 percent calendar. Jan - Mar: Grocery and Fitness/Gym membership Apr - Jun: Gas and Target Jul - Sep : Restaurant and PayPal Oct - Dec : Amazon and Digital Wallet