T O P

How does every insurance company save me money? Every single one?

How does every insurance company save me money? Every single one?

badkarma318

I would love to do an insurance commercial where I just scream into the camera "WE'VE GOT THE HIGHEST FUCKING RATES IN THE WORLD, AND THE WORST CUSTOMER SERVICE IN HISTORY! WHAT CAN I DO TO PUT YOU IN A CRIMINALLY BAD POLICY TODAY, FOLKS?"


Spurdungus

So like that "fuck you Baltimore!" Fake car commercial?


badkarma318

[https://www.youtube.com/watch?v=zqHZWdFVyyQ](https://www.youtube.com/watch?v=zqHZWdFVyyQ)


GarrisonWhite2

Tf did I just watch lmao


bepbep747

And Liberty Mutuals selling point that you only pay for what you need, that is true of every insurance company. The minimum for auto is liability, I have State Farm and you can add comprehensive and/or collision as you see fit.


allnamesaretaken45

Two reasons. First, for insurance, most people get it and forget it. They don't manage it very closely and just assume what they are paying is what they have to pay. When they switch to a new place, they'll go through and look at what they really need and might find that things have changed for them too as time has passed and they get in to better actuarial groups that should lower rates but your current provider never tells you because you never think about it and never complain. The other way is that pretty much every business out there has special rates for new customers. They are willing to charge you less, for a time, to get you to switch away from a competitor over to them.


nfsnltvc15

They could probably save you/us a LOT more money by not running ad after ad 24/7... that does cost money.


SothaSoul

'We can save you 500 dollars a year!' No you can't, I'm paying less than 200 a year, but if you're offering to pay me, we can totally negotiate.


ShakeMyHeadSadly

Because of inherent goodness?